Semua orang pasti tak ingin menghabiskan masa tuanya dalam kemelaratan. Mulai sekarang coba terapkan 5 tips dibawah ini. Semoga bermanfaat.
Bekerjalah Selagi Muda
Bekerja diusia muda, mengapa tidak? Usia muda merupakan saat yang tepat untuk bekerja. Kamu akan selalu dituntut untuk bekerja keras jika memang ingin sukses dimasa depan. Saat ini kamu masih memiliki banyak energi dan semangat untuk meraih tujuanmu. Kumpulkan pengalaman dan uang sebanyak-banyaknya selama kamu masih sanggup. Jika sudah renta, kamu belum tentu bisa melakukan semuanya.
Memiliki dua rekening
Nah, kamu yang sudah bekerja usahakan untuk memiliki dua rekening bank. Rekening pertama untuk kebutuhan sehari-hari sedangkan rekening kedua untuk tabungan yang bisa dipakai untuk kebutuhan yang akan datang. Terkadang rencanamu tak selalu berjalan lancar, kan. Kamu bisa saja mendadak sakit dan butuh perawatan di Rumah Sakit. Kamu dapat mengandalkan tabungan direkening kedua. Dengan cara ini uangmu bisa lebih mudah untuk dikontrol. Jika semua uang disimpan disatu rekening, kamu mungkin takkan sadar berapa banyak uang yang sudah kamu habiskan setiap saat.
Tidak Berbelanja Apapun Hanya Demi Gengsi
Di usia muda seseorang memang ingin lebih banyak bergaya sehingga menghabiskan banyak uang hanya untuk berbelanja. Berbelanja karena gengsi membuatmu menghabiskan uang hanya untuk menyenangkan orang lain. Kamu tak benar-benar membeli apa yang kamu ingingkan. Kebiasaan ini dapat mempengaruhi kestabilan finansialmu. Akhirnya uangmu habis hanya untuk membeli kesenangan semu lalu diusia tua kamu pun melarat.
Tidak Sembarangan Meminjamkan Uangmu
Tips berikut ini sama sekali tak mengajarimu untuk menjadi pelit. Meminjamkan uang kepada seseorang merupakan hakmu. Namun, sebelum meminjamkan uang, kamu perlu tahu kepada siapa uang itu akan kamu pinjamkan. Jika kamu tahu orang tersebut sangat sulit mengembalikan uang yang ia pinjam, maka tidak perlu dipinjamkan. Hal ini agar menghindarimu dari kerugian.
Kenailah Makananmu
Diusia muda kamu memang membutuhkan banyak nutrisi, namun bukan berarti semua makanan harus kamu makan. Memilih makanan yang sehat akan menghindarimu dari masalah kesehatan. Kamu pun tak perlu mengeluarkan biaya tambahan untuk ke Rumah Sakit. Kamu perlu tahu bahwa biaya pengobatan yang baik selalu lebih mahal dari biaya makanmu. Selain itu, memilih makanan yang tepat juga akan menghemat biayamu. Kamu tak perlu membuang-buang uang untuk membeli makanan yang ujung-ujungnya takkan kamu makan.
Penulis : Marieta (Successbefore30.com)
Ayo bagikan sebagai sedekah…
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